Time for a tip today! First, with the financial theme for this month, Read David Ramsey's books! They will help...
Make yourself stop when you shop & got to consignment shops if you want to find good deals. Then you will spend a lot less & come back with more for you money. You won't feel guilty paying $2.00 for Kate Spade designer shoes that usually run ever $150 on sale. Granted there is a bunch of sorting through 80's junk & fads that should have NEVER been big, but that's your advantage--you can find real gems. Like shoes never worn with tags still on them & designer clothes. Without killing your bank.
Just also be careful with the housewares & books. Buying too much can also rack up the money there. Really be sure you can use what you find. Again, if you've gone through your closet & cleared it out, you know what you have & what you don't--also you will know what you actually need against what you desire.
I ask myself, "Ok, I really like this pair of shoes, this skirt & etc. What does it go with? Does it fit my body style? Do I like the colors? DO I have shoes that will match? DO the shoes I am about to purchase go with what I have?
I recently realized I didn't have any sandal shoes that were brown & that I didn't have anything that didn't look frumpy with skirts (for brown shoes) So, instead of going to payless or other shoe stores, I went to Goodwill & found three pairs of designer leather shoes (brown) in my size & paid $20 for all of them. I was sad that a pair of cowboy shoes didn't fit, but--hey--you have to be honest & not buy what doesn't fit, no matter how much you want it...they may get some later.
But, I've found I still need to stop myself. I went to get the shoes & the skirt I really liked but didn't buy earlier. I decided I really wanted it, so I was glad to still see it there. (See, I didn't get it & went back after thinking about it--that's the first thing to stopping compulsive shopping). I did buy a few other pairs of shoes that I think I needed. I replaced a pair of brown boots that the soles are worn & leak. I also found a couple shoes I wanted. But I paid very little money for them, so I stopped & tried them all on & decided which ones worked & which didn't. Plus, we have set how much I can spend per week. I can't buy anything for a few weeks now, but that's OK. I feel good (FINALLY) about what I bought & I don't feel guilty. I got rid of all the older clothes that won't fit anymore!! I will be donating them to either Goodwill or if I can find a place to donate clothes to Haiti, I will give them for that.
So, I guess you don't have to stop spending, you have to know what you spend where & STOP YOURSELF....have a limit & know when you can shop again. Plus, realize you will screw up, but don't use it as an excuse--do something to make it better. Know what is coming in & going out. It will help you realize how & when & what you are spending your money on.
Also, stay warm all of you in the way of the big winter storm!!